Does Car Insurance Cover Hail Damage? (2025 Guide) That sickening sound a sudden, violent drumming of ice against your car’s roof and hood is something no vehicle owner wants to hear. A severe hailstorm can pass in minutes, but it can leave behind thousands of dollars in damage, turning your car’s smooth finish into a … Read more
Auto insurance protects against financial loss in the event of an accident. It is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay losses as defined in the policy. Most auto policies are for six months to a year. A basic … Read more
Here is a list of the main documents required to settle a claim. The claims adjuster or the service providers (disaster restoration professionals or contractors) may ask you to sign some of them, INSURANCE CONTRACT OR INSURANCE POLICY The insurance contract between you and the insurer explains all your rights and obligations, in particular regarding … Read more
Insurance Claims settlement process begins if the loss occurs. The process varies depending with Insurer but most are as follows: Identifying the cause of the loss This is the responsibility of the claims adjuster. He will confirm the damage, verify your initial statement and, if necessary, consult with specialists. At his request, you will have … Read more
The steps vary depending on the nature of the loss and your insurer’s procedures. Review the settlement process with the claims adjuster assigned to your file. Notify your insurer Contact your broker or insurer and describe to him to the best of your ability the circumstances surrounding the loss. Limit the damage It is your … Read more