Scholars

Here is a list of the main documents required to settle a claim. The claims adjuster or the service providers (disaster restoration professionals or contractors) may ask you to sign some of them, INSURANCE CONTRACT OR INSURANCE POLICY The insurance contract between you and the insurer explains all your rights and obligations, in particular regarding … Read more

Insurance Claims settlement process begins if the loss occurs. The process varies depending with Insurer but most are as follows: Identifying the cause of the loss This is the responsibility of the claims adjuster. He will confirm the damage, verify your initial statement and, if necessary, consult with specialists. At his request, you will have … Read more

The steps vary depending on the nature of the loss and your insurer’s procedures. Review the settlement process with the claims adjuster assigned to your file. Notify your insurer Contact your broker or insurer and describe to him to the best of your ability the circumstances surrounding the loss. Limit the damage It is your … Read more

INSURER The insurer is the company with which you have an insurance contract. It has agreed to compensate you if you suffer damages to a risk that is covered under your contract. If your claim is admissible, the insurer is obliged to return your property to the state that it was in before the loss … Read more