Separation and divorce can be difficult and may present emotional challenges for adults and children. Your children may need extra love, time, attention, and stability to deal with these changes. Get support from family, friends, support groups, and professionals so that you have the energy to help your children. Try to remember that most families … Read more
After finalizing legal child custody, it is important to know how you talk to each other and to your children can make a big difference. Try to think about the other parent as a business partner. Acting “businesslike” may help get your mind off the pain and stress so you can focus better on your … Read more
Different Types of Visitation Orders Visitation: A parent who has the children less than half of the time has parenting time/time share with the children, also known as “visitation.” Generally, it helps the parents and children to have detailed visitation plans to prevent conflicts and confusion. Supervised Visitation: This is used when the children’s safety … Read more
Parents who separate will need to have a plan for deciding how their children will be cared for and where they will live or spend time. A parenting plan, also called a “custody and visitation agreement,” is the parents’ written agreement about: Time-share: a schedule for when the children will be with each parent; and … Read more
Auto insurance protects against financial loss in the event of an accident. It is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay losses as defined in the policy. Most auto policies are for six months to a year. A basic … Read more
Here is a list of the main documents required to settle a claim. The claims adjuster or the service providers (disaster restoration professionals or contractors) may ask you to sign some of them, INSURANCE CONTRACT OR INSURANCE POLICY The insurance contract between you and the insurer explains all your rights and obligations, in particular regarding … Read more
Insurance Claims settlement process begins if the loss occurs. The process varies depending with Insurer but most are as follows: Identifying the cause of the loss This is the responsibility of the claims adjuster. He will confirm the damage, verify your initial statement and, if necessary, consult with specialists. At his request, you will have … Read more
The steps vary depending on the nature of the loss and your insurer’s procedures. Review the settlement process with the claims adjuster assigned to your file. Notify your insurer Contact your broker or insurer and describe to him to the best of your ability the circumstances surrounding the loss. Limit the damage It is your … Read more
INSURER The insurer is the company with which you have an insurance contract. It has agreed to compensate you if you suffer damages to a risk that is covered under your contract. If your claim is admissible, the insurer is obliged to return your property to the state that it was in before the loss … Read more
What you want from your divorce Getting a divorce may not just be about getting the legal document that says you aren’t married anymore. There is often a house to think about, shared finances, or children. Your life is possibly going to be very different once the divorce goes through, and you have to have … Read more